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Monday, September 5, 2011

KSFE Chitties Swarna Varsha 2011, Chitty Loan, Car Loan

Kerala State Financial Enterprises KSFE, has launched a new scheme "Swarna Varsha 2011 Chittikal" as an Onam offer to the Keralites The main features of the scheme are given below: The scheme will be available till 15-10-2011. 1. Mega Prize 40 Gold Coins of 5 Sovereign (40 gm) or cash equivalent limited to ` 1 Lakh each. The winners will be selected, after the period of the scheme, through lot in a public function. 2. Prizes at branch level One Gold coin of 1 gram each or cash equivalent limited to ` 2500/- will be given as prize to one subscriber in a chitty having duration ranging upto and including 50 months and to two subscribers in chitty having duration exceeding 50 months. The winners will be determined through branch level draws on the 1st auction of respective chitties. Value additions a) Waiver of liability Under this scheme a Non prized subscriber who meets with unfortunate death, will be paid back the gross instalment remitted by him/her without deducting proportionate foreman's commission. b) Future liability upto ` 2 Lakhs will be waived against each prized subscriberwho meets with unfortunate death. The above coverage will be only upto one year of commencement of chitties during the campaign period and the liability in this regard will be met out of a corpus fund of ` 50 Lakhs on a first come first serve basis. New Chitty Loan New Chitty Loan upto 50% of sala will be made available to non-prized subscribers who have remitted 5% of the total instalments, in the chitty, subject to ensuring repayment capacity. Car Loan Non-prized subscribers enrolled in chitties having gross sala of ` 5 lakhs and above and maximum duration 60 months are eligible to avail loan facility for purchase of new Car under this facility.

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